01.19.26

California Public Self-Insured Workers' Comp Claims Fell Last Year, But Losses Hit New Highs
"For the third consecutive year, both the number and frequency of work injury claims reported by California’s public self-insured employers declined last year, even as total paid and incurred workers’ compensation losses continued to rise"

Tennessee Supreme Court Clarifies Workers' Comp Standard for Pre-Existing Conditions
"The court rejected the defense’s narrow interpretation, stating that the plain meaning of “aggravation” does not require a permanent change."

Ballot initiative proposes to separate Pinnacol Assurance from state control
"The proposal ... would permit the mutual insurance company to disaffiliate from the state and operate independently for a $150 million lump-sum payment. "

Calif. board limits duration of attorney-fee commutations in lifetime awards
"insurers may not continue reducing lifetime permanent disability payments after the full dollar amount of commuted attorney fees has been satisfied"

Expense Ratio Analysis: AI, Remote Work Drive Better P/C Insurer Results
"both reports highlight the impact of AI and automation in driving down expenses"

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