WorkCompNews 091626

NY - County move to lump sum settlements decreases liability; NA - Small business struggling with rate calculations; FL - What is covered after storms; AI Arms race in claims.

"offering one-time lump sum payouts has reduced the debt dramatically. offering one-time lump sum payouts has reduced the debt dramatically. "

"Large commercial accounts saw premiums fall an average of 2.7% in the first half of 2026, and mid-sized accounts dropped 1.9%, according to broker survey data. Small business accounts moved the opposite direction, rising roughly 1.1%"

"The truth is, understanding what insurance really covers after storm damage on job sites in Florida means reading past the coverage summary page and getting into the specific language of exclusions, deductibles, and endorsements"

"They’re using AI to generate demands at volumes that would have been unthinkable two years ago"




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